Archive for the ‘Foreclosure Defense’ Category

Can You Believe This One? Florida Chief Judge Scolds Judiciary to ‘Behave and Follow the Rules’

Wednesday, December 1st, 2010

It just keeps getting better and better…in a recent letter sent to the chief judges of all 20 Florida judicial circuit courts, Chief Justice Charles Canady of the Florida Supreme Court was compelled by horror stories from the foreclosure courts to remind judges they should be following the law when deciding foreclosure cases. The Rolling Stone article by Matt Taibbi: Courts Helping Banks Screw Over Homeowners from last week appears to be the straw that broke the camel’s back and finally shed some light on this crisis.

Chief Justice Canady’s letter was spurred by complaints the Judge received from several heavy hitters in the civil rights movement, including the Florida Press Association, the ACLU, the ACLU of Florida, the First Amendment Foundation, the Florida Association of Broadcasters, the Florida Society of Newspaper Editors, and the Florida Times-Union.

The problem: judges are barring public access to foreclosure cases. Florida has long been known as a state with free access to the courts. However, some judges and judicial staff are using the excuse that many foreclosure cases are now being heard in judge’s chambers rather than in courtrooms due to space constraints to tell people, including the press and pro se litigants that foreclosure proceedings are closed to the public.

In his letter, Justice Canady offers a scathing rebuke to the judges regarding this behavior. But let me share a little secret with you . . . it is a disgrace that he should have to tell judges that courtrooms are public forums, and he certainly shouldn’t have to remind judges that they should be following that law. How ridiculous is that?
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Workshop New Date: December 8, Same Topic: How to Fashion Your Foreclosure Bailout Through Strategic Default

Tuesday, November 30th, 2010

It’s a fraud-closure world after all!

Roy Oppenheim Hosts 26th Foreclosure Defense WorkshopAs Florida leads the nation in mortgage delinquency; Foreclosure Defense Attorney Roy Oppenheim announces Oppenheim Law’s 26th consecutive monthly foreclosure defense workshop, now scheduled for Wednesday December 8, 2010 from 6:00 to 7:00pm. Oppenheim, who has coached thousands of homeowners through his seminars, will focus on how homeowners can fashion their own bailout through strategic default.

Tune into Oppenheim Law TV or come in person to the Boca Raton studio located at 95 NW 11th St., Boca Raton, FL 33432.

Please RSVP via email jackie@oplaw.net or call 954.384.6114.

Happy Holidays and see you at 6pm on December 8!

Florida Fraud-closure Workshop: How to Fashion Your Foreclosure Bailout Through Strategic Default

Saturday, November 20th, 2010

It’s a fraud-closure world after all!

As Florida leads the nation in mortgage delinquency; Foreclosure Defense Attorney Roy Oppenheim announces Oppenheim Law’s 26th consecutive monthly foreclosure defense workshop scheduled for Wednesday December 8, 2010 from 6:00 to 7:00pm. Oppenheim, who has coached thousands of homeowners through his seminars, will focus on how homeowners can fashion their own bailout through strategic default.

Tune into Oppenheim Law TV or come in person to the Boca Raton studio located at 95 NW 11th St., Boca Raton, FL 33432.

Please RSVP via email jackie@oplaw.net or call 954.384.6114.

FAQs from Oppenheim Law Foreclosure Defense Workshop

Wednesday, November 17th, 2010

If you missed Oppenheim Law’s November foreclosure defense workshop: Toxic Foreclosures and Bank Fraud, you can view the replay on the Oppenheim Law TV Channel or sign up for the December 8th special edition foreclosure defense workshop hosted by Roy Oppenheim.

Roy Oppenheim of Oppenheim Law answers questions from Foreclosure Defense Workshop

Below are some questions and answers from the workshop:

How does a lawyer get the judge to do the right thing in following their responsibilities of a judge?

If a judge makes a bad decision, a judge can be appealed. If the judge is not following law or makes a bad decision, they can be appealed and the decision can be reversed

What typically happens when the bank trying to foreclose does not own the mortgage? Does it get dismissed until the proper mortgage holder is located?

It should get dismissed as a matter of law. However, judges love to give banks a lot of chances to get it right, so the judges will usually allow the case to continue to the summary judgment stage. At that point, if the bank still can’t produce an assignment then the summary judgement will be denied. This is not good law, but rather the judge made lore that has no precedence other than for appellate courts to tell the lower courts to knock it off. That happens frequently these days, but not often enough.

Around 11 million Americans owe more on their mortgages than their homes are worth. Some economists suggest that the government should encourage banks to write down the principal of some underwater mortgages.

How can you guarantee that you are free from any deficiency judgment with a severely underwater mortgage?
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