Comments for South Florida Law Blog

Comment on Roy Oppenheim Guest Spot on “Secrets of Asset Protection” Show – Discusses FL Foreclosure and Short Sales by Colleen Crandall

Colleen Crandall — Thu, 11 Mar 2010 16:55:55 +0000

SUPERB! am sending this blog site to several friends! Hilghy valuable PERSPECTIVE! Please (in future interviews) give SPECIFICS AND EXAMPLES of how defending foreclosures can benefit the real estate holder and insight/examples of how to fashion your own workout.
THANKS
Colleen

Comment on Taking Charge of our Future: Allstate’s Message (I Agree) by Mediator Ken

Mediator Ken — Sun, 28 Feb 2010 20:34:44 +0000

Excellent post. Very thoughtful and well written.

I couldn’t agree more!

-Ken

Comment on Learn About Short Sales and Avoiding Deficiency Judgments: Free Workshop March 3 by Alfredo

Alfredo — Sat, 27 Feb 2010 01:05:42 +0000

Hi tCA, Roy is handling the defense of our investment condo foreclosure in Ft. Myers now values at less that 1/3 the amount of our loan, while we try to do a short sale. He can handle it, trust me. To get a short sale you’ll need time because the banks do not want them. Apparently they found a way to get kickbacks on appraisal fees, and other stuff involved in the short sales that they don’t want us to know, and make a killing that way, and the bank will try and screw you quickly into foreclosure and take months on end to go through with a short sale (scum bags!). Roy stops them on their tracks

Comment on Learn About Short Sales and Avoiding Deficiency Judgments: Free Workshop March 3 by tCA

tCA — Fri, 26 Feb 2010 22:47:37 +0000

Thanks, Roy! We signed personally. I was shocked when Chase said it was non-recourse. I’m trying to get clarification and directed to where in the closing documents it says non-recourse. If/when we need some paid for legal advice, are you able to quarterback that for us? We’re in MN and have that “investment” property in Ft. Myers.

Comment on Taking Charge of our Future: Allstate’s Message (I Agree) by uberVU - social comments

uberVU - social comments — Fri, 26 Feb 2010 19:26:44 +0000

Social comments and analytics for this post…

This post was mentioned on Twitter by jkhoey: Second blog for atty Ellen Pilelsky http://ow.ly/174wG Compassionate personality shining through!…

Comment on Learn About Short Sales and Avoiding Deficiency Judgments: Free Workshop March 3 by RoyOppenheim

RoyOppenheim — Fri, 26 Feb 2010 19:01:37 +0000

We appreciate your comment!

In response to your question about recourse and non-recourse mortgages in Florida, it all depends on if you signed the note personally. If YOU DID… it’s recourse. Unless for some very unusual circumstances. Your best option is to show it to a lawyer to know for sure.

Comment on Learn About Short Sales and Avoiding Deficiency Judgments: Free Workshop March 3 by tCA

tCA — Thu, 25 Feb 2010 18:44:48 +0000

Roy,

What’s the likelihood of having a non-recourse mortgage in FLA? We “invested” in new construction that was originally financed by Pulte Mortgage in 2005 before being sold to Chase shortly the close. Calling up Chase, they say it’s non-recourse. We’re trying to find the words “recourse” or “non-recourse” or something to that effect in the closing documents. I know Florida is a recourse state. Any perspective is greatly appreciated!

tCA

Comment on Sun Sentinel Publishes Roy Oppenheim’s Op-Ed by Lisa

Lisa — Thu, 25 Feb 2010 12:55:38 +0000

Mr. Oppenheim,

thank you for all your work that you do for the ‘little guy’. May God bless you and your family. You are truly a blessing as you relentlessly pursue the rights of those facing foreclosure. You will be rewarded on earth and in heaven.

Comment on Taking Charge of our Future: Allstate’s Message (I Agree) by Colleen Crandall

Colleen Crandall — Mon, 22 Feb 2010 11:30:34 +0000

Ellen,
I can truly say that between you and Roy, I have had a total shift in paradigm. Problems are a part of life, and mistakes a way of growing, a requisite for wisdom. Thanks for dispensing the wisdom, of “bricks and mortar”: To (re)learn that our homes are where our relationships are, not the building where these reside, is to embrace an essential concept for a fulfilling life. True maturation is hard earned, and I applaud you for helping others to see the opportunity for growth during these days. Kudos to you both!
Colleen

Comment on What is a Deficiency Judgment by Melissa

Melissa — Mon, 22 Feb 2010 11:17:35 +0000

Hi, thank you for this, it’s pretty informative. I am actually in Central Florida. I have questions because the more I read up on things the more I feel like we are prime candidates for a deficiency judgement. We are pretty much walking away after applying for every modification product out there. We are an exception in these times because we can actually afford our home. The circumstances to me are special -probably like everyone thinks of their own. Bottom line is that we have some money put away in banks. In great is our baby money, for our second baby will be comming in June and I will not return to work due to daycare vs. my income costs. Our rental property has just foreclosed, and goes up for auction on March 2nd. We know now it will just be a matter of time before our home is too. I am growing increasingly scared and concerned about deficiency judgements. We keep debating that we need to pull our money out fast. I don’t care if it’s in a floor board at this point. As long as we have it when the baby comes. We have maintained and been able to pay every bill on time except the mortgage. Please help! I haven’t found any knowledgable law firms here with expertise on this matter. I don’t just want some real estate attorney who will “try” to navigate through this. I know and can imagine that each day that goes by banks are trying to figure out a way for people who are walking away in their eyes to pay and be punished.
THANK YOU for you time, I appreciate it greatly.
M.