Posts Tagged ‘law blog’

Economic Homicide, the Mortgage Interest Deduction and the Rule of Law: 2012’s Top Headlines

Wednesday, December 26th, 2012

Top 10Editor’s Note: As we head into 2013, I want to wish all of our readers a Happy New Year from everyone at Oppenheim Law. This has been our most successful year since the South Florida Law Blog was started in 2009. Our posts were seen by nearly 100,000 people, including our readers at Yahoo! Homes, where many of Roy Oppenheim’s blogs first appeared. For everyone who read or shared our content this year, a sincere thank you. Our mission is far from complete, and we look forward to sharing more commentary from the trenches in the New Year.

So without further adieu, here are the headlines that resonated with you over the past 12 months.

#10 — Obamacare, The Foreclosure Crisis and The Rule of Law

During the passing of the healthcare law, it seemed that the president assumed that the government had the ability to force people to buy a product from a private company that they did not necessarily want.

The mandate’s survival in the Supreme Court on a much narrower standard apparently leaves the question far from settled.

I felt that there was little, if any, constitutional analysis done by the president and his team when they decided to pass the mandate, except for the fact that they perceived a compelling need for it.

And that’s how the debate over the healthcare law reminded me of the legal debate during the foreclosure crisis.

Read the full blog here.

#9 — Mortgage Interest Deduction Will Be Capped, and That’s (Probably) a Good Thing

The fiscal cliff contains many, many moving parts, which sometimes tend to get lost in a sea of white noise. But behind all the political grandstanding and theatrics, there are real Main Street issues at play.
(more…)

South Florida Law Blog…En Espanol

Friday, June 22nd, 2012

SpanishSeeing as how Oppenheim Law is based in South Florida, we obviously have many spanish-speaking clients, and more than a few spanish-speaking employees.

In fact it was one of those employees, Natalia, who brought it to my attention that we are doing them a disservice by not directly speaking to them here. We already offer translation services for our clients, and it’s only fair we do the same for our readers.

So from here on out we will be translating selected blogs into Spanish. To the right of this post you will now see, under the heading “En Espanol”, a link to Blog Legal Del Sur De La Florida (literal translation: Legal Blog of South Florida).

In this newly-created section we will post translated versions of blogs that I have already published in English. Natalia has been kind enough to translate my last two blogs “An Open Letter to President Obama” and “Shaun Donovan, Refinancing and the 900 lb. Gorilla” into Espanol.

I do speak a few languages beyond English, but I couldn’t do this without my spanish-speaking staff’s help, so please tell them “Gracias” the next time you step in the office.

If you’re interested in receiving our Spanish blogs by email, we have created a Spanish-only newsletter, which you can subscribe to by clicking here.

As always, we are “En Las Trincheras” (In The Trenches), fighting for our clients.

Sincerely,

Roy Oppenheim

Foreclosure Defense Attorney Roy Oppenheim

Foreclosure Mills, Bank Fraud and the Housing Market — 2011′s Top Headlines Pt. 2

Saturday, December 31st, 2011
Continuing our list here’s Pt. 2 of our Top 10 stories for 2011 —

As 2011 got underway we were presented with a fascinating yet disturbing report by the Florida Association of Court Clerks called “Unfair, Deceptive and Unconscionable Acts in Foreclosure Cases”. It brought these horrible practices into the harsh light of day.

“What we got from this is the state has had the opportunity to see where the laws have been broken,’ Palm Beach County Clerk and Comptroller Sharon Bock said at the time, “and frankly, it is in large part thanks to the work of the defense attorneys.

We cited April Charney from the Jacksonville Area Legal Aid and Peter Ticktin and many others wonderful attorneys who have taken bank officers’ depositions, challenged judges rulings and fought the good fight for the Florida homeowner.

#4 — Cracked! Humpty Dumpty, Chase and GMC, the Bank Fraud Foreclosure Crisis Continues to Fall!

Somewhere along the line, the overly ambitious bankers on Wall Street had the “great idea” of slicing and dicing the interest of the Promissory Note and literally severing it from your Mortgage. Why? Convenience,expediency, and, arguably, greed. And much like Humpty Dumpty after his great fall, the banks couldn’t bring the mortgages and their corresponding Notes all back together again. The banks were accused of fraud and perjury trying to do just that.

# 3 — Housing Market Poll: When Will Florida Recover?

If Americans are right, 2012 will finally be the magic year for the housing market. Over 2,000 adults were polled by Trulia and RealtyTrac , and the majority, 22 percent, said most Americans think the housing market will fully recover in the new year. A mere 10 percent thought a recovery would happen this year, while nearly a quarter of those surveyed predicted a bumpy road until 2015 and beyond.
(more…)

Foreclosure, Short Sales, Deficiency Judgments — 2011’s Top 10 Headlines: Pt.1

Friday, December 30th, 2011

In our last blog we talked about the stories that resonated with Roy Oppenheim in 2011, but what stories mattered to you?

We reviewed the most popular stories on the South Florida Law Blog this year and came up with our list of the top 10 posts for 2011

# 10 — Florida Deficiency Judgments FAQs . . . By Popular Demand

Some of Oppenheim Law’s most popular videos and blog posts this year were on the topic of deficiency judgements. Understanding deficiencies and the Florida rules which pertain to them are key to avoid getting a deficiency judgment.

The unpaid mortgage debt associated with a residence is a deficiency. A bank can foreclose and force a judicial sale of a home if the mortgage borrower fails to pay the associated mortgage debt. The deficiency is the difference between the proceeds from the sale and the remaining mortgage loan balance. A deficiency can also result from a short sale, which is an alternative to foreclosure.

The rules pertaining to deficiencies differ from state to state. In Florida, if the bank is successful in obtaining a deficiency judgment, it will be recorded in the public records and collectable for up to twenty years. To avoid the possibility of getting a deficiency judgment, before deciding to walk away from your home, hiring a good foreclosure defense attorney is necessary.

#9 — #Fail – Government Plan to Help #Florida Homeowners

At first glance, it looked like Florida foreclosure victims were finally getting the help they need from the feds. Reading the fine print it looks like if we had to describe this in one tweet word: #fail.
(more…)


PHP/MySQL Components, WordPress Plugins, and Technology Opinions at TravisWeston.com

Bad Behavior has blocked 1502 access attempts in the last 7 days.