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Tag: personal finance

Palm Beach Post Editorial: Free ‍houses? The banks would deserve it.

Mon Aug 26, 2013 by on Florida Law News

The following editorial was originally published in The Palm Beach Post and written by Rhonda ‍Swan for The Post Editorial Board and republished with excerpts by  Roy Oppenheim, Oppenheim Law for the South Florida Law Blog. If Floridians continue to get free houses because of the state’s five-year statute of limitation on debt collection, it could be the kick in the pants lenders need to expedite the more […]

Take My House

Wed Jul 17, 2013 by on Florida Law News

The following article was written by Roy Oppenheim, Esq. for the   South Florida Law Blog. The late comedian Henny Youngman was known for his rapid-fire, one-liners – and is probably best know for this one in particular: “Take my wife … please!” That’s also the line a lot of folks were saying at the height of the real estate crisis, except they replaced […]

Dawn of the Dead (Mortgage): Zombie Foreclosures are Back!

Fri Jan 18, 2013 by on Florida Law News

Roy Oppenheim’s commentary was originally published on Yahoo Homes! and is being redistributed on South Florida Law Blog with their permission Grave robbers and zombie foreclosures. They are back, not that they were ever really gone. Like Freddy Krueger, Jason Voorhees, and Jigsaw, they just keep coming back, even though no one really wants them to. And even when the […]

Mortgage Debt Forgiveness Survives Fiscal Cliff

Thu Jan 3, 2013 by on Short Sales

Roy Oppenheim’s commentary was originally published on Yahoo Homes! and is being republished on South Florida Law Blog with their permission. In all the fanfare about last night’s last-minute buzzer-beater agreement to avert the fiscal cliff, you may not have realized that a major component to the housing market’s revival actually survived. Mortgage loan forgiveness is alive and well my […]

The State of Foreclosure: Same As It Ever Was, Same As It Ever Was

Maybe it is because foreclosures were merely a blip on the radar during the presidential election. Maybe it is the fact that the home prices are looking healthier than they have in years. Regardless, some people have been lulled into a false sense of security about the state of foreclosures here in South Florida. To my amazement, I will get […]

Strategic Defaulters Are Public Enemy #1 Again (Unless They’re on Wall Street)

Roy Oppenheim’s commentary was originally published on Yahoo! Homesand is being republished on South Florida Law Blog with their permission. Deficiency judgments are probably the last thing any homeowner under threat of foreclosure wants to think about. For the uninitiated, a deficiencyis when the proceeds from a foreclosure sale, or a short sale, don’t cover the balance of the mortgage […]

Eminent Domain: A Foreclosure Fix From The Trenches

Tue Jul 24, 2012 by on Foreclosure Law

Roy Oppenheim’s commentary was originally published on Yahoo! Homes and is being redistributed on South Florida Law Blog with their permission. Eminent domain, where the government can seize properties without an owner’s consent, is meant to be used for significant public benefit. Usually when the government takes a home under eminent domain, it is expanding a road or building an […]