Monthly Archives: October 2011

Revamped HARP Program: Trick or Treat for Underwater Florida Homeowners

Sun Oct 30, 2011 by on Florida Law News

Haunted homeowners finally got some good news this week when the White House announced the re-launching of its 2009 Home Affordable Refinance Program (HARP). Rising from the dead, the revitalized program features some key costume changes designed to revive the program and help underwater mortgage owners take advantage of today’s low mortgage rates to lower their monthly payments and reduce […]

Banks Go Straight to Jail? Defrauding Investors out of Millions gets Chance Card

Fri Oct 28, 2011 by on Florida Law News

Banks continue to draw the lucky Get out of Jail Free card! South Florida Law Blog’sForeclosure Defense Attorney Roy Oppenheim asks: If the government is truly interested in reducing mortgage fraud, why not go after the ones who cause a larger impact on the economy and affect homeowners on a national scale? It seems the banks get the chance card […]

Law Review Executive Summary: Black Magic of Securitized Trusts

Deconstructing the Black Magic of Securitized Trusts by Roy D. Oppenheim and Jacquelyn K. Trask-Rahn gives an in-depth analysis of the process of securitizing mortgages and how it has gone awry. The article begins with a focus on the rise of subprime lending, the impact that subprime loans, such as “interest-only” and “negative amortization,” had on the American Dream of […]

Foreclosure is Silent Protest, #OccupyWallStreet – Letter to Editor

Tue Oct 18, 2011 by on Florida Law News

People protest in different ways. For some it’s live demonstrations and for others, it’s a silent protest called foreclosure. Today’s Sun Sentinel printed Florida Foreclosure Defense Attorney Roy Oppenheim’s 300 word commentary : Foreclosures are a sign of silent protest The South Florida Law Blog shares the longer version with its readers. A Letter to the Editor: As the Occupy […]

Florida’s New Health Crisis: Foreclosures Cause Diabetes, High Blood Pressure…

Thu Oct 13, 2011 by on Florida Law News

The last thing Oppenheim Law wants to see is a foreclosure heart attack and recent reports indicate this is a very strong possibility. Florida’s real estate health is not the only one at risk. The psychological stress of the foreclosure debacle has created a new national pandemic: rampant health concerns. In fact, research shows that diabetes, high blood pressure, and […]