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Monthly Archives: January 2013

CFPB to Banks: Just Play Nice In the Sandbox

Sat Jan 26, 2013 by on Real Estate Law

Roy Oppenheim’s commentary was originally published in US News and World Report’s Home Front Blog and is being redistributed on South Florida Law Blog with their permission I have come to keep my expectations low every time a new housing fix gets unveiled, that way I am never disappointed. Whether it’s the national mortgage settlement or the Independent Foreclosure Review, […]

Dawn of the Dead (Mortgage): Zombie Foreclosures are Back!

Fri Jan 18, 2013 by on Florida Law News

Roy Oppenheim’s commentary was originally published on Yahoo Homes! and is being redistributed on South Florida Law Blog with their permission Grave robbers and zombie foreclosures. They are back, not that they were ever really gone. Like Freddy Krueger, Jason Voorhees, and Jigsaw, they just keep coming back, even though no one really wants them to. And even when the […]

The Hazard of Moral Hazard

Tue Jan 15, 2013 by on Florida Law News

Roy Oppenheim’s commentary was originally published on Yahoo Homes! and is being redistributed on South Florida Law Blog with their permission Those who cannot learn from history are doomed to repeat it. We already know that the banks haven’t learned from their mistakes. They can and often will engage in risky behavior given the opportunity. So why do regulators and […]

Independent Foreclosure Review: R.I.P.

Thu Jan 10, 2013 by on Florida Law News

Roy Oppenheim’s commentary was originally published on Yahoo Homes! and is being redistributed on South Florida Law Blog with their permission. The Independent Foreclosure Reviewis dead. Long live the Independent Foreclosure Review. When word came out about this so-called “independent” process last year, few bought into it. I certainly never did, and most homeowners knew from the beginning that it […]

Mortgage Debt Forgiveness Survives Fiscal Cliff

Thu Jan 3, 2013 by on Short Sales

Roy Oppenheim’s commentary was originally published on Yahoo Homes! and is being republished on South Florida Law Blog with their permission. In all the fanfare about last night’s last-minute buzzer-beater agreement to avert the fiscal cliff, you may not have realized that a major component to the housing market’s revival actually survived. Mortgage loan forgiveness is alive and well my […]

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