South Florida Law Blog

Is this how the real estate bubble starts anew? With interest rates at historically low rates, Fifth Third Bank (5/3 Bank) is joining the growing list of mortgage lenders that are featuring low down payment mortgages. Except, Fifth Third Bank is now offering – for qualified borrowers – a mortgage with zero down payment! 

Written by Roy Oppenheim for the South Florida Law Blog. As 2014 continues to move along, one disturbing trend on the horizon is the re-emergence of Wall Street’s presence into the residential housing market. This time however it’s a horse of a different color and it could mean trouble. During the last economic cycle, Wall Street provided easy money to […]

Without first-time home buyers, not only will the housing market recovery remain sluggish, but the entire economy will be unable to fully recover and make it to the next level.

Written By Julie Schmit, USA TODAY 12:01 a.m. EDT May 9, 2013 and republished in The South Florida Law Blog with excerpts from Roy Oppenheim. Foreclosure activity in April fell to its lowest level in 74 months, but action is ramping up in some states, says a national foreclosure tracker. In April, one of every 905 U.S. housing units received […]

Roy Oppenheim’s commentary was originally published on Yahoo Homes! and is being redistributed on South Florida Law Blog with their permission Those who cannot learn from history are doomed to repeat it. We already know that the banks haven’t learned from their mistakes. They can and often will engage in risky behavior given the opportunity. So why do regulators and […]

Editor’s Note: As we head into 2013, I want to wish all of our readers a Happy New Year from everyone at Oppenheim Law. This has been our most successful year since the South Florida Law Blog was started in 2009. Our posts were seen by nearly 100,000 people, including our readers at Yahoo! Homes, where many of Roy Oppenheim’s […]

Roy Oppenheim’s commentary was originally published on Yahoo! Homes and is being republished on South Florida Law Blog with their permission. It is easy to call Wall Street a villain and lay the blame for the housing collapse at their doorstep, and I did just that in one of my recent blogs, where I likened the banks’ conduct during the […]