South Florida Law Blog

What does the digital future of foreclosures look like with social networks like Facebook? Oppenheim Law explores how living in a gated community or hanging out on Facebook may impact the foreclosure process. In the never-ending battle by the banks to make things just a little easier for them, courts in Australia began to authorize banks to serve foreclosure proceedings […]

Oppenheim Law would never accuse the banks of committing fraud, perjury, impersonation, notary fraud, contempt of court, lying, violating Constitutional protections, or being tax cheats. Nevertheless, we do make this advisory: Be careful of what you sign. Why? As soon as you think the coast is clear, it’s the return of the robo-signers. Suspected robo-signed documents are cropping up again […]

The double dip makes its way to Florida in a new shape and size. Without miracle jobs numbers, the expiration of emergency benefits is leading to a double dip in the Florida housing market. Meager gains of the market will be washed out by the next tidal wave of foreclosures and only a surge in new construction can save us, […]

The government is underwater, just like so many homeowners. As the political negotiations on raising the debt ceiling draw closer to the August 2nd deadline, several visionaries in the House of Representatives have suggested that the Federal Government get on board with the rising trend and strategically default. While such a move is unthinkable for some in Washington and Wall […]

Attorney Roy Oppenheim’s Summer School is in session with a special focus on Florida foreclosure defense strategies including today’s topic: How to avoid a Florida Deficiency Judgement. Oppenheim Law wants to help “bullet-proof” Florida homeowners against the banks; helping them understand the difference between a deficiency and a deficiency judgement. A deficiency is when the bank forecloses on your house […]

There are quite a few people who advocate principal reduction as the best way to get out of the housing crisis. Their arguments were succinctly laid out and analyzed in an Atlanta Federal Reserve white paper. Advocates of such a policy argue that it would be cheaper for banks to reduce the principal of a loan to the current value […]

It’s a case of Dawn of the Dead called zombie foreclosures. In addition to the wave of Florida foreclosure cases expected once the banks get their paperwork in order and begin to foreclose on new homes again, a different wave of foreclosure cases is also ready to crest. The second wave is the zombie foreclosure wave. The zombie cases are […]

Even though it is a risky proposition, 9 in 10 Americans polled still say that owning your own home is an important part of the American dream. The latest New York Times/CBS poll shows that nearly 90% of those polled believe that it is important to own your own home, even though less than half of them think owning a […]