South Florida Law Blog

Live from Ustream, it’s Roy Oppenheim with an instant replay available for the next 48 hours! On a night when Oppenheim Law broadcast its monthly Foreclosure Defense Workshop to over 100 viewers on UStream, the primary message from real estate attorney and legal blogger Roy Oppenheim was one of opportunity and hope. As we continue to roll through 2010, dubbed […]

Find out how President Obama’s new Short Sale Program can help South Florida homeowners defend foreclosure, protect credit and prevent costly deficiency judgments. Join Oppenheim Law for the next Free Legal Real Estate Workshop on April 7, as real estate attorney and legal blogger Roy Oppenheim explains the potential government incentives for homeowners to rid their delinquent mortgages through a […]

Homeowners who are represented by proper legal counsel and take steps to protect their assets before, during and after the foreclosure process can leverage valuable negotiating power over the banks, according to Florida Real Estate Attorney Roy Oppenheim. Oppenheim sat down with Asset Protection Attorney Douglass Lodmell for a second time to discuss the specific benefits legal representation can present […]

Short sales are emerging as a formative foreclosure defense strategy, according to Florida real estate attorney and legal blogger Roy Oppenheim. Join Oppenheim Law at the next Free Legal Real Estate Workshop on Wednesday, March 3, as Oppenheim explains how short sales can prevent Florida deficiency judgments and provides insider tips for buying and selling Florida real estate in this […]

Good Question! Let’s explore the possibilities. Real Estate Black Swan Arrives: Free Legal Foreclosure Workshop February 4 The attorneys at Oppenheim Law point to the crisis in Haiti as a “black swan event,” an occasion no one could have foreseen with drastic effects on the South Florida real estate landscape. Join Oppenheim Law at the next free legal real estate […]

Some Florida attorneys and other experts sometimes seem to suggest there is no difference between having a Florida foreclosure or Florida short sale on your record or credit report and pose the question: “Why go through the hassle of a short sale?” The thought process might be technically correct, but only in a state described as a “non-recourse state.” Florida […]

You can run but you can’t hide from Florida’s deficiency judgments….
While it’s now well accepted that 98% of Florida homeowners in foreclosure are just walking away and putting their head in the sand, it is now becoming apparent that while these folks can run, but they probably can’t hide.

One of the biggest questions that I am repeatedly asked as a foreclosure defense attorney is, “What is a deficiency judgment and how does it work?” Answer is: A deficiency judgment is a filing from the bank against a homeowner or borrower that has gone through foreclosure. The filing is for the amount of money that the bank lost because […]